loans

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1st Bank has staff with over 100 years aggregate lending experience.

 Whether you’re looking to secure financing for your business or ranching operation, expand or improve your financial performance, buy that new car, or make plans for retirement or succession, we can provide the support you need.  It all starts with listening - We know that no two requests are alike and finding the right financial solutions for you starts by taking the time to learn about you and setting goals together.  Contact Phoebe Amsden or Jessica Mullanix to start building a personal relationship with a lender who will help discover solutions designed to fit your unique situation. 

Agriculture

1st Bank offers a full line of credit for farmers and ranchers.  You can finance your operation, livestock, equipment purchase, or that farm or ranch you have dreamed about owning.   All of our Ag products offer a variety of term and payment options to better fit the cash flows of your operation.  We also also offer FSA Guaranteed Loan Products, enabling us to provide more unique financing options to our Customers. 

Commercial

 We know that our community is made of all types of businesses. That’s why we have solutions that can help you with all types of expenses. Our commercial loans can bridge your cash flow gaps; whether you’re starting a new business or you’re ready to expand. 

Personal / Consumer

 Whether it’s a new car or refinancing the one you have, finding the loan that fits your budget is important. We can structure payments that meet your goals.  From fixed monthly installment loans to long-term loans that can be paid back over a few years.  The competitive interest rates will also make your monthly payments affordable.  

Money matters can get complicated. That’s why we’re here to help you, no matter what you’re hoping to make happen with some extra money.  We’ve helped many of your friends and neighbors in the community, and we’d like to do the same for you.  

Download a consumer loan application now

Consumer Loan Application (pdf)

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download an agriculture financial statement now

Ag Fin Stmt (pdf)

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